***Zero down payment financing available to those who qualify***Motivated seller willing to assist buyer with closing cost!***Welcome home, to this beautiful and well maintained 3 bedroom 2 bath home just 4 blocks away from the St. Cloud Lakefront and block a way from O.P Johnson Park. The home has wonderful curb appeal that includes recently completed exterior paint and a screen in front porch that is great for entertaining or relaxing. As you step into almost 1700 square feet of comfortable living you will find wood cabinetry with granite countertops, stainless steel appliances, and wood laminate flooring throughout the main living areas. The very well designed kitchen not only has a pantry but a built in bar which could be used for a beverage station or for small appliances. The primary bedroom has an ensuite bath that features an ample size tiled shower, with a glass enclosure. In June of 2025 the A/C was fully serviced and upgraded to improve the distribution of air flow to all 3 bedrooms, keeping you nice and cool as you sleep. The A/C was also full serviced in November of 2025 and and a new thermostat was installed. In the Great room you will notice the tall vaulted ceiling and stylish ceiling beams, and the cozy wood burning fire place. The newer installed sliding glass door complete with built in blinds will provide easy access to the spacious fully fence backyard. Enjoy the convenience of downtown amenities, scenic bike and walking paths, parks, and lakeside access all close by. Also there is no HOA or CDD. For extra safety the home includes a surge protector that services the entire home.