LITTLE TO NO POWER BILL! Welcome to your coastal sanctuary in the gated community of Magnolia Bay Club. This meticulously maintained 2,000 square foot home offers a rare and highly desirable floor plan that perfectly accommodates comfortable, full time living or a multi generational setup. A spacious primary retreat is conveniently located on the first floor, making everyday living an absolute breeze. Upstairs, you'll find a second generously sized master suite, alongside two additional bedrooms connected by a highly functional Jack and Jill bathroom, providing fantastic privacy and space for family or guests. Move in ready and kept in excellent condition, this home boasts a private, detached two car garage. Living in Magnolia Bay Club means embracing a resort lifestyle right at your doorstep. Residents enjoy exclusive bayfront access, a community boat dock, a sparkling resort style pool, and a playground. Plus, with the HOA handling the landscaping, you can spend less time on yard work and more time enjoying the beautiful Panama City Beach surroundings. Don't miss the opportunity to make this standout property your new primary residence. Schedule your private showing today! Solar Panel loan to be assumed or paid off by buyer at closing.