6406 River Bluff Trail, Panama City Beach, FL 32413
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  • MLS#: 784323 ( Residential )
  • Street Address: 6406 River Bluff Trail
  • Viewed: 4
  • Price: $1,295,000
  • Price sqft: $346
  • Waterfront: No
  • Year Built: 2019
  • Bldg sqft: 3746
  • Bedrooms: 6
  • Total Baths: 5
  • Full Baths: 5
  • Garage / Parking Spaces: 3
  • Days On Market: 3
  • Additional Information
  • Geolocation: 30.3075 / -85.8149
  • County: BAY
  • City: Panama City Beach
  • Zipcode: 32413
  • Subdivision: Rivercamps On Crooked Creek
  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold
  • Provided by: Coldwell Banker Realty
  • DMCA Notice
  • Description
    GROUND LEVEL, SINGLE STORY LIVING | FLOOD ZONE X | DUAL RESIDENCE DESIGN | 6406 River Bluff Trail is a thoughtfully designed single story residence within RiverCamps on Crooked Creek, positioned on an approximately 0.81 acre homesite and offering a scale and sense of space that is increasingly uncommon within the community. Located in Flood Zone X, the property benefits from a high and dry classification that typically does not require flood insurance. | Built in 2019, the home offers 3,746 square feet of heated living space with a rare dual residence configuration, intentionally designed as two fully independent living quarters, each with its own living areas, kitchen, and garage access. The two living environments are connected by shared outdoor spaces, allowing privacy and flexibility without physical separation. | One residence features expansive primary living spaces with its own dedicated garage, while the second provides a complete living suite with its own kitchen, bedrooms, and separate garage. An additional adjacent carport supports the secondary living space and provides convenient covered parking. | The interior includes six bedrooms, five full bathrooms, two kitchens, and multiple living areas, all arranged across a true single story floor plan. Open concept main living spaces emphasize flow and functionality, while the metal roof and modern systems reflect recent construction quality. The homesite offers privacy, usable outdoor space, and a wooded setting that supports comfort and day to day livability within the RiverCamps environment. | Convenient proximity to the community entrance supports efficient access in and out of RiverCamps while maintaining the natural character the community is known for. | RiverCamps on Crooked Creek spans more than 1,500 acres, with approximately 1,000 acres preserved as conservation land. Community amenities include gated access, boardwalks and trails, a river house, community pool, gathering spaces, kayak and paddle access to Crooked Creek, as well as a community boat ramp and dedicated boat storage for residentscreating a balance of nature, privacy, and thoughtfully designed amenities. | Within RiverCamps on Crooked Creek, 6406 River Bluff Trail stands out for offering true ground level, single story living, Flood Zone X placement, and a purpose built dual residence layout designed for long term flexibility and everyday use. | The property is located within RiverCamps on Crooked Creek and is subject to a homeowners association. The current HOA fee is $830.59 per quarter, for an annual amount of $3,322.36. HOA information is provided for convenience and is subject to verification. | All information is deemed reliable but not guaranteed. Buyer to verify if important.
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Features
Building and Construction
  • Covered Spaces: 1.00
  • Exterior Features: FirePit, Porch
  • Flooring: LuxuryVinylPlank
  • Living Area: 0.00
School Information
  • High School: Arnold
  • Middle School: Surfside
  • School Elementary: West Bay
Garage and Parking
  • Garage Spaces: 3.00
  • Open Parking Spaces: 0.00
  • Parking Features: AdditionalParking, Garage, GarageDoorOpener
Eco-Communities
  • Pool Features: InGround, Community
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir
  • Heating: Central, Electric
  • Sewer: PublicSewer
  • Utilities: CableConnected, ElectricityAvailable, PhoneConnected, UndergroundUtilities
Amenities
  • Association Amenities: Other, SeeRemarks, Gated, Gazebo, Barbecue, PicnicArea, BoatSlip
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2025
  • Trash Expense: 0.00
Other Features
  • Appliances: ElectricWaterHeater, TanklessWaterHeater
  • Interior Features: EntranceFoyer
  • Legal Description: RIVERCAMPS ON CROOKED CREEK UNIT 1 LOT 3 ORB 3799 P 108
  • Levels: One
  • Area Major: 04 - Bay County - North
  • Occupant Type: Occupied
  • Parcel Number: 32611-503-000
  • Style: Craftsman
  • The Range: 0.00
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  1. Sara Oquendo, REALTOR ®
  2. Tropic Shores Realty
  3. Mobile: 352.428.8657
  4. saraoquendo1972@gmail.com