No flood zone | no hoa | low insurance | turnkey | income potential * 4 bedrooms | 3 full baths | 2 car garage | split plan | mother in law suite | airbnb ready * welcome home to this beautifully remodeled split plan residence, ideally located in a quiet, established neighborhood on the highly desirable clearwatersafety harbor border. Enjoy the best of both worlds with lower county taxes and easy access to beaches, dining, parks, and airports. Not in a flood zone and no hoa means no flood insurance required and significantly lower ownership costs. No deed restrictions allow you the freedom to bring your boat, rv, or recreational toys and enjoy true florida living without limitations. This home has been extensively upgraded for peace of mind, energy efficiency, and modern comfort. Major upgrades brand new roof 2025 new ac system 2024 new hurricane impact windows 2024 new modern septic system and drain field 2024 new electrical panel 2024 new foam attic insulation 2024 new water heater 2023 new interior and exterior doors outlets toilets and decorative lighting 2024 new stainmaster carpet with memory foam padding in bedrooms 2024 to 2025 new luxury vinyl plank flooring with 20 year lifetime warranty 2024 new kitchen cabinets corian countertops and samsung stainless appliances 2024 fresh interior and exterior paint in a modern coastal color palette 2024 private suite and income potential the split floor plan includes a private mother in law suite with its own entrance walk in closet and full bathroom featuring a double sink granite vanity and walk in shower. This space can function independently as a studio apartment airbnb suite guest quarters or multigenerational living. Home is available fully furnished and fully stocked for immediate short term or mid term rental income or furniture can be removed for a move in ready primary residence. Outdoor living enjoy a fully fenced backyard perfect for entertaining and relaxing. The modern cowboy pool is a 10 foot round galvanized steel plunge pool with fiber optic lighting brand new pumps and filtration system creating a private backyard oasis. Investment and airbnb highlights currently operating as a successful airbnb this property offers immediate income potential with strong guest demand driven by proximity to safety harbor clearwater beaches parks and major employers. Ideal for investors snowbirds or buyers seeking flexible living options. Prime location minutes to philippe park countryside mall the pinellas trail clearwater beach tampa international airport and st pete clearwater airport. Close to top rated schools shopping dining medical facilities and year round recreation. Rare opportunity a fully renovated no flood zone no hoa property with income potential in north pinellas county is extremely hard to find. Perfect for snowbirds seeking low maintenance ownership investors seeking strong returns or families wanting flexibility and freedom. Schedule your private showing today.