3909 Ray Street, Panama City, FL 32408
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  • MLS#: 782259 ( Residential )
  • Street Address: 3909 Ray Street
  • Viewed: 46
  • Price: $565,000
  • Price sqft: $268
  • Waterfront: Yes
  • Wateraccess: Yes
  • Year Built: 1983
  • Bldg sqft: 2112
  • Bedrooms: 3
  • Total Baths: 4
  • Full Baths: 4
  • Days On Market: 89
  • Additional Information
  • Geolocation: 30.1554 / -85.7661
  • County: BAY
  • City: Panama City
  • Zipcode: 32408
  • Subdivision: Holiday Beach Unit 7
  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold
  • Provided by: Scenic Sotheby's International Realty
  • DMCA Notice
  • Description
    Imagine your own fully furnished coastal retreattwo homes, one unbeatable opportunityset less than a 1/2 mile from the shimmering sands of Panama City Beach. Nestled in the sought after South Lagoon area, this turnkey property features a 2 bedroom, 3 bathroom main home with an additional bonus bunk room, perfect for hosting guests or maximizing short term rental income ($84k RENTAL PROJECTIONS). Inside, a modern kitchen stuns with quartz countertops, stainless steel appliances, and a seamless open floor plan designed for easy living. Enjoy coffee on the upstairs balcony, soak under the stars in your private hot tub, or kick back in the breezy front patio area. But the standout feature? A fully equipped 1 bedroom, 1 bathroom guest house tucked away in the backcomplete with its own driveway, kitchen, and separate entrance. Whether you're a house hacker, investor, or just someone who loves your friends and familybut not enough to let them stay in your housethis setup absolutely delivers. Ready to turn your investment goals into beachside reality? Schedule your private tour today.
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Features
Building and Construction
  • Covered Spaces: 0.00
  • Exterior Features: CoveredPatio
  • Fencing: Fenced
  • Flooring: LuxuryVinylPlank
  • Living Area: 0.00
  • Other Structures: GuestHouse
  • Roof: Metal
School Information
  • High School: Arnold
  • Middle School: Surfside
  • School Elementary: Patronis
Garage and Parking
  • Garage Spaces: 0.00
  • Open Parking Spaces: 0.00
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir
  • Heating: Central
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2024
  • Trash Expense: 0.00
Other Features
  • Appliances: ElectricCooktop, ElectricOven
  • Interior Features: InteriorSteps
  • Legal Description: HOLIDAY BEACH UNIT #7 LOT 18 BLK 2 ORB 4663 P 614
  • Area Major: 03 - Bay County - Beach
  • Occupant Type: Tenant
  • Parcel Number: 30753-032-000
  • The Range: 0.00
  • View: Lagoon
  • Views: 46
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Headshot for Associate Sara Oquendo
  1. Sara Oquendo, REALTOR ®
  2. Tropic Shores Realty
  3. Mobile: 352.428.8657
  4. saraoquendo1972@gmail.com